1. Alex Davenport, R.J.: Spending and saving during the covid-19 crisis: evidence from bank account data. lnstitute Fiscal Stud. (2020)
2. Alexandru Bîrsan, D.S.: Practical approach of the P E S T analysis from the perspective of the territorial intelligence. Ovidius Univ. Ann. Econ. Sci. Ser. (2016)
3. Ali Hussein Zolait, S.M.: Study of online shopping habits and factors influencing buying decisions in bahrain. Int. J. E-Ser. Mob. Appl. (2018)
4. Barbara Casu, C.G.: Introduction to Banking. Prentice Hall, Hoboken (2006)
5. BENEFIT (2022). https://benefit.bh/benefit-reaches-total-value-of-20-billion-bahraini-dinars-worth-of-electronic-financial-transactions-in-2021/