1. Bagus, P., & Howden, D. (2009). The legitimacy of loan maturity mismatching: a risky, but not fraudulent, undertaking. Journal of Business Ethics, 90(3), 399–406.
2. Bagus, P., & Howden, D. (2010). Fractional reserve free banking: some quibbles. Quarterly Journal of Austrian Economics, 13(4), 29–55.
3. Congdon, T. (2009). Central banking in a free society, Hobart paper 166. London: Institute of Economic Affairs.
4. Huerta de Soto, J. (2006) Money, bank credit and economic cycles. Melinda A. Stroup (trans.). Auburn, Ala.: Ludwig von Mises Institute.
5. Dowd, K. (1990). Did central banks evolve naturally? A review essay of Charles Goodhart’s ‘The evolution of central banks’. Scottish Journal of Political Economy, 37(1), 96–104.