AI and the Future of Finance: Transforming Cryptocurrency, FinTech, and Economic Outlooks

Author:

Krishna Pasupuleti MuraliORCID

Abstract

Abstract: This chapter explores the profound impact of Artificial Intelligence (AI) on the future of finance, focusing on its transformative effects across cryptocurrency, financial technology (FinTech), and broader economic outlooks. It delves into the integration of AI with blockchain to revolutionize cryptocurrency markets, enhance security, and innovative trading strategies. In the realm of FinTech, the chapter examines how AI-driven services such as robo-advisors and personalized banking are reshaping customer experiences and expanding financial inclusion. Additionally, it addresses AI's role in regulatory compliance, streamlining processes through RegTech, and ensuring adherence to financial regulations. The discussion extends to economic forecasting, where AI's predictive capabilities offer nuanced insights into market trends, inflation rates, and labor dynamics, contributing to informed policy-making and strategic investment planning. Challenges such as data privacy, security, and ethical considerations in AI deployment are critically analyzed to highlight the need for robust frameworks that ensure responsible use. The chapter concludes by emphasizing the collaborative effort required among technologists, financial experts, and policymakers to harness AI's potential responsibly, advocating for adaptive strategies that balance innovation with ethical considerations, thereby shaping a future where finance is more efficient, secure, and inclusive. Keywords: Artificial Intelligence (AI),Future of Finance,Cryptocurrency Innovations,Financial Technology (FinTech),Economic Forecasting,Blockchain Technology,Robo-Advisors,Regulatory Technology (RegTech),Data Privacy in Finance,Algorithmic Trading,Financial Inclusion,Economic Trends Prediction,Ethical AI Use,Financial Security Measures and Investment Strategy.

Publisher

National Education Services

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