A deductive reflection on the modus operandi used to commit bank-associated robbery in South Africa

Abstract

In comparison to more common crimes like robbery of cash-in-transit, the idea of bank-related robbery—also known as "associated robbery"—has received very little attention. Even though the crime of bank-associated robbery has seen a large rise in instances and related losses, there is still little to no scientific research on the topic. Therefore, the purpose of this study is to investigate and characterize the modus operandi (MO) employed in bank-related robberies, a crime phenomenon that appears to be specific to South Africa. Eleven participants who are subject matter experts (SMEs) on the topic participated in in-depth qualitative interviews to learn more about the phenomena. According to the report, bank-related robberies fall into two primary categories: robberies that occur before cash deposits and those that occur after cash withdrawals. The police do not categorize bank-related robberies in the same way that the banking industry does, which is the biggest obstacle to preventative efforts. In order to address the aforementioned issue, this study adds to the body of knowledge on the subject in order to inform prevention initiatives. The results also show that carrying a lot of cash increases the risk of becoming a victim of crime for bank customers. Therefore, it is advised that bank customers carry the least amount of cash possible on them to make themselves less appealing to robbers.