1. Oyaziwo Omon Aluede Faculty of Education, Ambrose Alli University P.M.B. 14 Ekpoma, 310001, Nigeria.
2. Caroline Izehi Imahe Uda Community Bank Ltd Eguare, Ekpoma 310001, Nigeria
3. John Imahe Department of Economics, Ambrose Alli University P.M.B. 14, Ekpoma 310001, Nigeria