1. Department of Banking & Finance, Lebanese International University, Beqaa 8643, Lebanon
2. School of International Studies, Sun Yat-sen University, No. 2 Daxue Road, Xiangzhou District, Zhuhai, Guangdong Province, 519082, China
3. Department of Finance, Accounting, Audit, Control, Economics and Law, ICN Business School, 86 Rue Sergent Blandan, 54000 Nancy, France
4. Department of Marketing, Lebanese International University, Beqaa 8643, Lebanon