1. African Development Bank. (2007). Republic of The Gambia country governance profile. Washington, DC: World Bank.
2. Agu, C. C. (2004). Efficiency of the commercial banking in The Gambia. African Review of the Money, Finance and Banking (pp. 31–50).
3. Aguilera, R. V., & Cuervo-Cazuraa, A. (2004). Codes of good governance worldwide: What is the trigger? Organization Studies, 25(3), 415–443.
4. Annells, M. (1996). Grounded theory method: Philosophical perspectives, paradigm of inquiry and postmodernism. Qualitative Health Research, 6(3), 379–393.
5. Artigas, M. (2006). Philosophy: An introduction. Manila: Sinag-Tala Publications.