Cancer diagnosis and treatment in working‐age adults: Implications for employment, health insurance coverage, and financial hardship in the United States

Author:

Yabroff K. Robin1ORCID,Doran Joanna F.2,Zhao Jingxuan1ORCID,Chino Fumiko3ORCID,Shih Ya‐Chen Tina4ORCID,Han Xuesong1,Zheng Zhiyuan1ORCID,Bradley Cathy J.5ORCID,Bryant Monica F.2ORCID

Affiliation:

1. Surveillance and Health Equity Science Department American Cancer Society Atlanta Georgia USA

2. Triage Cancer Chicago Illinois USA

3. Department of Radiation Oncology Memorial Sloan Kettering Cancer Center New York New York USA

4. Department of Radiation Oncology University of California‐Los Angeles Jonsson Comprehensive Cancer Center School of Medicine Los Angeles California USA

5. University of Colorado Comprehensive Cancer Center and Colorado School of Public Health Aurora Colorado USA

Abstract

AbstractThe rising costs of cancer care and subsequent medical financial hardship for cancer survivors and families are well documented in the United States. Less attention has been paid to employment disruptions and loss of household income after a cancer diagnosis and during treatment, potentially resulting in lasting financial hardship, particularly for working‐age adults not yet age‐eligible for Medicare coverage and their families. In this article, the authors use a composite patient case to illustrate the adverse consequences of cancer diagnosis and treatment for employment, health insurance coverage, household income, and other aspects of financial hardship. They summarize existing research and provide nationally representative estimates of multiple aspects of financial hardship and health insurance coverage, benefit design, and employee benefits, such as paid sick leave, among working‐age adults with a history of cancer and compare them with estimates among working‐age adults without a history of cancer from the most recently available years of the National Health Interview Survey (2019–2021). Then, the authors identify opportunities for addressing employment and health insurance coverage challenges at multiple levels, including federal, state, and local policies; employers; cancer care delivery organizations; and nonprofit organizations. These efforts, when informed by research to identify best practices, can potentially help mitigate the financial hardship associated with cancer.

Publisher

Wiley

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