1. Ph.D., Habilitated Doctor, Professor, Department of Applied Social Sciences, Silesian University of Technology, Poland; Oleg Balatskyi Department of Management, Sumy State University, Ukraine
2. Ph.D., Associate Professor, Department of Economic Cybernetics, Sumy State University, Ukraine
3. Postgraduate Student, Department of Economic Cybernetics, Sumy State University, Ukraine
4. Doctor of Economics, Professor, Vice-Rector, Zhytomyr Polytechnic State University, Ukraine
5. D.Sc., Professor, Department of Financial Technologies and Entrepreneurship, Sumy State University, Ukraine; Faculty of Organization and Management, Silesian University of Technology, Poland; The London Academy of Science and Business, United Kingdom