1. Doctoral Student, Assistant Professor, Faculty of Economics and Business, Department of Management, Universitas Padjadjaran [Padjadjaran University], Indonesia
2. Lecturer, Faculty of Economics and Business, Universitas Padjadjaran [Padjadjaran University]
3. Ph.D., Associate Professor, Head of the Master Study Program in Integrated Microfinance Management, Faculty of Economics and Business, University of Padjadjaran
4. Associate Professor, Faculty of Economics and Business, Department of Management, Universitas Padjadjaran [Padjadjaran University], Indonesia