1. School of Engineering, Universidad Católica del Norte, Coquimbo 1781421, Chile
2. Department of Information Systems, Universidad del Bío-Bío, Concepción 4051381, Chile
3. Public Health Department, Faculty of Medicine, Universidad Católica del Norte, Coquimbo 1781421, Chile
4. Department of Business Administration and Marketing, Universidad de Sevilla, 41004 Sevilla, Spain