1. “Victor Slăvescu” Centre for Financial and Monetary Research, Calea 13 Septembrie, 050711 Bucharest, Romania
2. Department of Money and Banking, Faculty of Finance and Banking, Bucharest University of Economic Studies, 010961 Bucharest, Romania
3. Doctoral School of Finance, Faculty of Finance and Banking, Bucharest University of Economic Studies, 010961 Bucharest, Romania