1. Azman Hashim International Business School (AHIBS) Universiti Teknologi Malaysia Skudai 81310 Johor Malaysia
2. Department of Management Sciences Shaheed Benazir Bhutto University, Sheringal Dir Upper Khyber Pakhtunkhwa Pakistan
3. Institute of Business Studies and Leadership, Faculty of Business and Economics Abdul Wali Khan University Mardan Khyber Pakhtunkhwa Pakistan
4. Department of Business Management and Economics University of Baltistan Skardu Pakistan