Educación financiera como modelo de inclusión financiera para empoderamiento de grupos vulnerables

Abstract

The purpose of this research is to evaluate financial education as a mechanism for inclusion in the financial sector through a pilot test that allows the development of a measuring instrument to assess the competence of financial education in the population, the results obtained through the test pilot showed that there is no gender difference in terms of financial education or lack thereof, allowed to know that the financial education is very basic since only 50.2% manages the first floor banking and of these 33 % do not know if the efficient use of these services is efficient. Results were also found showing that only 50% manage an investment or savings fund for the future but of these, 35% confused the payroll and savings system. This test mainly allows the development of an evaluation instrument in financial education and also contributes to an analysis of educational programs and to evaluate how to implement financial education in educational programs at the basic school level.