1. [n. d.]. FICO® | FICO Decisions. http://www.fico.com/br/. (Accessed on 03/04/2018).
2. [n. d.]. Peer to Peer Lending & Alternative Investing | Invest with LendingClub. https://www.lendingclub.com/. (Accessed on 03/03/2018).
3. Naomi S Altman. 1992. An introduction to kernel and nearest-neighbor nonparametric regression. The American Statistician 46, 3 (1992), 175--185.
4. A Ashta and D Assadi. 2009. Do social cause and social technology meet? Impact of web 2.0 technologies on peer-to-peer lending transactions in general and microfinance in particular. In First European Research Conference on Microfinance, Brussels. 2--4.
5. Sven C Berger and Fabian Gleisner. 2010. Emergence of financial intermediaries in electronic markets: The case of online P2P lending. BuR: Business Research 2, 1 (2010), 39--65.