1. The case for voluntary savings mobilization: Why rural capital markets flounder;Adams;Spring Review,1973
2. Aspects of savings behavior in rural India;Bhalla,1976
3. Measurement errors and the permanent income hypothesis - Evidence from rural India;Bhalla;American Economic Review,1976
4. The theory of interest;Fisher,1930
5. A theory of the consumption function;Friedman;National Bureau of Economic Research,1957