Big tech credit score and default risk ——Evidence from loan-level data of a representative microfinance company in China

Author:

Dong Yingwei,Gou Qin,Qiu Han

Funder

Peking University

Publisher

Elsevier BV

Subject

Economics and Econometrics,Finance

Reference19 articles.

1. Financial inclusion and alternate credit scoring for the millennials: Role of big data and machine learning in fintech;Agarwal,2020

2. Where does microfinance flourish? Microfinance institution performance in macroeconomic context;Ahlin;Journal of Development Economics,2011

3. Big techs, QR code payments, and financial inclusion;Beck,2022

4. The effect of information sharing between lenders on access to credit, cost of credit, and loan performance–Evidence from a credit registry introduction[J];Behr;Journal of Banking & Finance,2012

5. On the rise of FinTechs: Credit scoring using digital footprints;Berg;The Review of Financial Studies,2020

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