1. B. Ambrose, T. Thibodeau, K. Temkin, An analysis of the effects of the GSE affordable goals on low- and moderate-income families, Research report, US Department of Housing and Urban Development, 2002
2. Implications to privatization: The costs to Fannie Mae and Freddie Mac;Ambrose,1996
3. R.B. Avery, P. Calem, G. Canner, The effects of the Community Reinvestment Act on local communities, Proceedings of Seeds of Growth: Sustainable Community Development: What Works, What Doesn't, and Why, Conference sponsored by the Federal Reserve System, 2003, http://www.chicagofed.org/cedric/files/2003_conf_paper_session5_canner.pdf
4. Assessing the necessity and efficiency of the Community Reinvestment Act;Avery;Housing Policy Debate,2005
5. Board of Governors of the Federal Reserve System, The performance and profitability of CRA-related lending, Report to Congress, July 2000