The long-run poverty and gender impacts of mobile money-Reference-Cited by-同舟云学术

The long-run poverty and gender impacts of mobile money

Published:2016-12-09 Issue:6317 Volume:354 Page:1288-1292
ISSN:0036-8075
Container-title:Science
language:en
Short-container-title:Science

Author:

Suri Tavneet¹²³⁴⁵,Jack William⁶

Affiliation:

1. Sloan School of Management, Massachusetts Institute of Technology, Cambridge, MA, USA.

2. Abdul Latif Jameel Poverty Action Lab (J-PAL), Massachusetts Institute of Technology, Cambridge, MA, USA.

3. Kenya Lead Academic, International Growth Center, London, UK.

4. National Bureau of Economic Research, Cambridge, MA, USA.

5. Innovations for Poverty Action, New Haven, CT, USA.

6. Department of Economics, Georgetown University, Washington, DC, USA.

Abstract

Substituting minutes for money In developing countries, bank branches and fixed-line telecommunications are scarce, whereas mobile phones are plentiful. These factors have led to the use of mobile money, whereby money can be deposited to an account linked to a phone, transferred to other users, and converted back into cash. Suri and Jack show that increased access to mobile money has increased long-term consumption in Kenya and reduced the number of households in extreme poverty. Science , this issue p. 1288

Publisher

American Association for the Advancement of Science (AAAS)

Subject

Multidisciplinary

Reference25 articles.

1. Two large mobile network operators Vodacom and MTN recently shut down their mobile money services in South Africa because of high operating costs and a high prevalence of bank accounts. See the relevant press articles at www.fin24.com/Tech/Companies/why-vodacom-m-pesa-has-flopped-in-sa-20160509 and www.businessdailyafrica.com/Corporate-News/MTN-scraps-mobile-money-business-in-South-Africa/539550-3382710-13vftp7z/.

2. Communications Commission of Kenya Annual Report for the Financial Year 2014–2015; www.ca.go.ke/index.php/annual-reports.

3. Three keys to M-PESA’s success: Branding, channel management and pricing;Mas I.;J. Payments Strategy Systems,2010

4. GSMA “State of the Industry Report: Mobile Money” (2015); www.gsma.com/mobilefordevelopment/wp-content/uploads/2016/04/SOTIR_2015.pdf.

5. W. Jack T. Suri “Mobile money: The economics of M-PESA” (2011); www.mit.edu/~tavneet/M-PESA-Final2.pdf.

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