1. designed to uniformly assess financial institution and service provider risks introduced by information technology, see US Office of the Comptroller of the Currency (OCC);particular, the bank is subject to the Uniform Rating System for Information Technology (URSIT),1220
2. The ECOA prohibits discrimination in any part of a credit transaction. The ECOA applies to any extension of credit, including extensions of credit to persons, small businesses, corporations, partnerships, and trusts. The Fair Housing Act applies to residential real estate-related transactions. Both of these acts prohibit discrimination based on race, colour, religion, sex, or national origin. The ECOA also prohibits discrimination based on gender, marital status, receipt of public assistance, or the exercise of a right under the Consumer Credit Protection Act. The Fair Housing Act also prohibits discrimination based on disability or familial status. Generally, discrimination in a credit transaction against persons because they are (or are not) members of a group previously categorized violates the ECOA and;The US federal law provides for two fair lending statutes, the Equal Credit Opportunity Act (ECOA), 15 U.S.C. 1691, and the Fair Housing Act, 42 U.S.C. 3601. See US Office of the Comptroller of the Currency (OCC),2016
3. In the context of TechFin Uber's algorithm has been qualified as discriminatory. See;Cf;Credit scores in America perpetuate racial injustice. Here's how,2015
4. Accountable Algorithms;Joshua A Cf;165 U Pa. L. Rev,2017