1. Beyond access to ICTs: Measuring capabilities in the information society;E A Alampay;International Journal of Education and Development using ICT,2006
2. Mobile Banking -Financial Services for the Unbanked;Dr L B�ngens;The Swedish Program for ICT in Developing Regions,2008
3. Mobile Banking -Financial Services for the Unbanked;Dr L B�ngens;The Swedish Program for ICT in Developing Regions,2008