1. Mortgages: The State of Lending in America and Its Impact on US Households;Debbie Bocian;Center for Responsible Lending. December. Available online at,2012
2. This is just the beginning': Fixed rate demand to surge following Westpac rate hike;Frank Chung;News.com.au,2015
3. Experience with Variable-Rate Mortgages: The Case of the United Kingdom;David L Cohen;Boston Fed Conference, Series,1975