1. School of Public Administration, Southwestern University of Finance and Economics, China
2. School of Management Science and Engineering, Southwestern University of Finance and Economics, China & The Collaborative Innovation Centre for the Innovation and Regulation of Internet-based Finance, China
3. School of Management Science and Engineering, Southwestern University of Finance and Economics; & The Key Laboratory of Financial Intelligence and Financial Engineering of Sichuan Province, China
4. School of Management Science and Engineering, Southwestern University of Finance and Economics, China