Factors Predicting the Behavioral Adoption of Electronic Payment System (EPS)

Author:

Mensah Isaac Kofi1ORCID,Zeng Guohua1,Luo Chuanyong2,Zhi-wu Xiao1,Lu Mengqiu1

Affiliation:

1. School of Economics and Management, Jiangxi University of Science and Technology, China

2. School of Economics and Management, East China Jiaotong University, China

Abstract

This study explored the behavioral adoption of electronic payment systems (EPS) among college students in China based on the UTAUT framework as the theoretical foundation of the study. The analysis was conducted using the partial least squares structural equation modeling (PLS-SEM) technique. The results have demonstrated that performance expectancy, effort expectancy, and perceived security were all significant in predicting the intention to use electronic payment systems. Perceived trust however was not a significant determinant of the intention to use. The individual user past experience was found to predict significantly the performance expectancy, effort expectancy, perceived security, and perceived trust of EPS. The managerial and theoretical implications of these findings on the design and diffusion of electronic payment systems are discussed.

Publisher

IGI Global

Subject

Information Systems and Management,Management Science and Operations Research,Strategy and Management,Information Systems,Management Information Systems

Cited by 4 articles. 订阅此论文施引文献 订阅此论文施引文献,注册后可以免费订阅5篇论文的施引文献,订阅后可以查看论文全部施引文献

1. Fintech adoption dynamics in a pandemic: An experience from some financial institutions in Nigeria during COVID-19 using machine learning approach;Cogent Business & Management;2023-08-10

2. Understanding Online Health Community Users' Payment Intention;International Journal of Information Systems in the Service Sector;2022-06-22

3. The Effects of Governmental Factors on Sustainable Technology Implementation Among Small and Medium Enterprises in Tonga;International Journal of Information Systems in the Service Sector;2022-06-22

4. The Effect of Flow on Users' Social Shopping Intention;International Journal of Information Systems in the Service Sector;2022-01

同舟云学术

1.学者识别学者识别

2.学术分析学术分析

3.人才评估人才评估

"同舟云学术"是以全球学者为主线,采集、加工和组织学术论文而形成的新型学术文献查询和分析系统,可以对全球学者进行文献检索和人才价值评估。用户可以通过关注某些学科领域的顶尖人物而持续追踪该领域的学科进展和研究前沿。经过近期的数据扩容,当前同舟云学术共收录了国内外主流学术期刊6万余种,收集的期刊论文及会议论文总量共计约1.5亿篇,并以每天添加12000余篇中外论文的速度递增。我们也可以为用户提供个性化、定制化的学者数据。欢迎来电咨询!咨询电话:010-8811{复制后删除}0370

www.globalauthorid.com

TOP

Copyright © 2019-2024 北京同舟云网络信息技术有限公司
京公网安备11010802033243号  京ICP备18003416号-3