1. Bauer, W., Hammerle, M., Schlund, S., & Vocke, C. (2015). Transforming to a Hyper-connected Society and Economy - Towards an “Industry 4.0”. Procedia Manuf., 3, 417-424.
2. Bloomberg. (2019). Why Asia is leading the fintech revolution. Retrieved from https://www.bloomberg.com/professional/blog/asia-leading-fintech-revolution/
3. Cekindo. (2018). Everything you need to know about fintech in Indonesia. Retrieved from https://www.cekindo.com/fintech-indonesia.html
4. Fintechnews. (2018). Fintech Indonesia Report 2018 – The State of Play for Fintech Indonesia. Retrieved from http://fintechnews.sg/20712/indonesia/fintech-indonesia-report-2018/