Self-provided Housing: The First World's Hidden Housing Arm

Abstract

Self-provided housing is a major form of housing supply in nearly all the developed countries of W. Europe, N. America and Australasia. In many, like France or Germany, it accounted for the major part of housing output during the 1980s. Contrary to many opinions self-provision is not associated with backwardness, peripherality, or lack of market development. Rather, self-provided housing is often a major element in the expansion of European metropoles and sometimes reaches the heights of 'post-fordist' industrial organisation and product development. Self-provision lowers the money cost of housing and usually ensures higher quality, and in this way enlarges the housing choices of middle-income nuclear families. Materials and land costs remain substantial barriers to self-provision, and the more disadvantaged groups are usually unable to participate. However, the presence of a large self-provided sector can indirectly improve their housing position. Housing cycles will be calmed, spatial polarisation will be less severe, and there will be less competition from the more advantaged in rental markets. A significant self-provision sector can also have important effects on the housebuilding industry, both through direct competition and by presenting a different market environment. The net result is likely to be a decline in speculative behaviour and a concentration on longer-term efficiency. Finally, there are various 'models' for a successful self-provided housing sector, where the necessary social support is organised in different ways by different agencies. These will affect the level and distribution of self-provision. Given the importance of self-provided housing in all these ways, it merits considerably further research than has been the case so far.