1. Banking and Finance, Monash University, 900 Dandenong Road, Caulfield East, Victoria 3145, Australia
2. Accounting and Finance, University of Western Australia, 35 Stirling Highway, 6009 Crawley, Australia
3. Accounting, Monash University, PO Box 197, Caulfield East, Victoria, Australia
4. Institute for Employment Research, The University of Warwick, Coventry, United Kingdom of Great Britain and Northern Ireland
5. Finance, Monash University, Caulfield East, Victoria, Australia