1. School of Management and Economics, University of Electronic Science and Technology of China, Chengdu, China
2. Centre for West African Studies, University of Electronic Science and Technology of China, Chengdu, China
3. Department of Marketing, Koforidua Technical University, Koforidua, Ghana
4. Business Management Programme, Chengdu University of Technology – Oxford Brookes University, Sino – British Collaborative Education, Chengdu, China
5. Department of Psychology, Zhejiang Normal University, Jinhua, Zhejiang Province, China
6. Finance Directorate, Koforidua Technical University, Koforidua, Ghana
7. Department of Entrepreneurship and Finance, Kumasi Technical University, Kumasi, Ghana