1. Department of Applied Economics, School of Economics, University of Cape Coast
2. Department of Economics, Faculty of IT Business, Ghana Technology University College, Takoradi
3. Directorate of Research, Innovation and Consultancy-DRIC, University of Cape Coast
4. Department of Finance, School of Business, University of Cape Coast
5. School of Business and Management Studies, Sunyani Technical Univesity, Sunyani
6. Department of Business and Social Sciences Education, University of Cape Coast
7. Institutional Review Board (IRB), University of Cape Coast
8. Department of sociology and Social Work, Kwame Nkrumah University of Science and Technology, Kumasi