1. School of Management, Cardiff Metropolitan University, UK
2. Cardiff School of Management Cardiff Metropolitan University, Cardiff, UK
3. Prince Sultan University, KSA
4. School of Commerce and Accountancy-University of Management and Technology, Lahore, Pakistan
5. Research Fellow at Department of Economics, University of Religions and Denominations, Qom, Iran
6. Birmingham Business School, University of Birmingham, UK
7. Birmingham City Business School, Birmingham, UK