1. Independent Researcher, Clifton, New Jersey, USA
2. CREDS-Centre for Research on Digitalization and Sustainability, Inland Norway University of Applied Sciences, Elverum, Norway
3. Faculty of Economics, Administrative and Social Sciences, Nisantasi University, Istanbul, Turkey
4. Department of Finance, FinTech & Blockchain Research Center, and Big Data Research Center, Asia University, Taichung, Taiwan
5. Department of Medical Research, China Medical University Hospital, Taichung, Taiwan
6. Department of Economics and Finance, The Hang Seng University of Hong Kong, Hong Kong, China