1. Survey and Research Center for China Household Finance, Southwestern University of Finance and Economics, Chengdu, P. R. China
2. Institute of Studies for the Greater Bay Area (Guangdong, Hong Kong, Macau), Guangdong University of Foreign Studies, Guangzhou, P. R. China
3. Tailong Finance School, Zhejiang Gongshang University, Hangzhou, P. R. China
4. Tailong Bank Postdoctoral Workstation, Hangzhou, P. R. China
5. Bank of Chengdu, Chengdu, P. R. China