1. Ali, A., & Alam, M. A. (2010). Role and performance of microcredit in Pakistan (Independent thesis). Department of Economic and IT. University West. Retrieved from https://www.diva-portal.org/smash/record.jsf?pid=diva2%3A323460&dswid=-1969
2. Armendariz, B., & Morduch, J. (2005). The economics of microfinance. MIT Press.
3. Arun, T., & Kamath, R. (2015). Financial inclusion: Policies and practices. IIMB Management Review, 27(4), 267–287. https://doi.org/10.1016/j.iimb.2015.09.004
4. Atkinson, A. & Messy, F. (2013). Promoting financial inclusion through financial education: OECD/INFE evidence, policies and practice (OECD Working Papers on Finance, Insurance and Private Pensions, No. 34). OECD. Retrieved from https://doi.org/10.1787/5k3xz6m88smp-en
5. Bage, L. (2008). Microfinance: A lifeline for poor rural people. Uluslararasi Ekonomik Sorunlar. Turkish Ministry of Foreign Affairs. Retrieved from https://www.ifad.org/en/web/latest/speech/asset/39031205