1. Arrow, Kenneth J. (1963). ?Uncertainty and the Welfare Economics of Medical Care,? American Economic Review 53, 941?973.
2. Dionne, Georges and Louis, Eeckhoudt. (1985). ?Self-Insurance, Self-Protection, and Increased Risk Aversion,? Economic Letters 17, 39?42.
3. Ehrlich, Isaac and Gary S., Becker. (1972). ?Market Insurance, Self-Insurance, and Self-Protection,? Journal of Political Economy 80, 623?648.
4. Hirshleifer, Jack and John G. Riley. (1979). ?The Analytics of Uncertainty and Information?An Expository Survey,? Journal of Economic Literature 17, 1375?1421.
5. McGuire, Martin C. (1988). ?Alliance Protection Against National Emergency: Prevention, Preparedness, and Reciprocal Insurance,? mimeo, Department of Economics, University of Maryland.